What The Sims taught me about making money.

Around the age of 9 years old, I stumbled across what would arguably the strongest addiction I have ever had: The Sims. Fifteen years later, I realized a pattern that each of my sim families always shared: Money, and loneliness. Here's the financial lessons I learned from my favorite video game of all time. At [...]

Tip: Put your savings account on your budget.

#FinanceFriday On my budget, I’ve got my mortgage, utility bills, and groceries spelled out each week. I also have: -Rainy Day Fund -Holiday/Gift spending -Dog’s savings (vet bills) -Annuals (car tags, Costco, Amazon prime) Why? Because if I’m serious enough about paying my mortgage payment on time, I need to be serious about my paying [...]

Tip: Did you know that Overdraft Protection is optional?

Your bank or credit union cannot charge you fees for overdrafts on ATM and most debit card transactions unless you have agreed (“opted in”) to these fees. However, whether or not you opt in, you may still be charged fees for overdrafts on checks or ACH (automated clearing house = reoccurring) transactions. Did you know [...]

So, my dad died…right?

On July 28th, he came over to my house and had dinner with us. The very next day, I got a call saying that my mother found him on the floor at home and he was being rushed to the emergency room. We found out that he suffered a devastating brain stroke. On August 1, [...]

My car isn’t paid off yet.

I've been lying to you all. I'm not quite 100% debt free.   Here's why I am still paying off my car.   If you've been anywhere near this blog in the last year, it's no secret that I lost my job over the summer of 2018. I've mentioned it in plenty of my finance [...]

My B.C. / A.D. Moment

If you've ever sat around a bonfire with me, I have probably asked you this question: "What was a B.C / A.D moment in your life where you realized one period of your life was over and a new one was beginning?" Next week, my husband and I celebrate our first full year in our [...]

Speech: Is This The American Dream?

This weekend, I was honored to be invited to the Westside Unitarian Unversalist Church of Farragut, Tennessee and share my story of debt freedom, financial sustainability, and authenticity with their welcoming congregation. With their permission, I am sharing this speech with you.     Enjoy. -AJH