My car isn’t paid off yet.

I've been lying to you all. I'm not quite 100% debt free.   Here's why I am still paying off my car.   If you've been anywhere near this blog in the last year, it's no secret that I lost my job over the summer of 2018. I've mentioned it in plenty of my finance [...]

My B.C. / A.D. Moment

If you've ever sat around a bonfire with me, I have probably asked you this question: "What was a B.C / A.D moment in your life where you realized one period of your life was over and a new one was beginning?" Next week, my husband and I celebrate our first full year in our [...]

Speech: Is This The American Dream?

This weekend, I was honored to be invited to the Westside Unitarian Unversalist Church of Farragut, Tennessee and share my story of debt freedom, financial sustainability, and authenticity with their welcoming congregation. With their permission, I am sharing this speech with you.     Enjoy. -AJH

Landlording: The First Tenants

It's been 9 months since my very first rental property was leased.We ended up $6,000 in the hole, animal control was called,  they've already attempted to break their lease...twice, we've had the home tested for mold, and as of this post... I gave them the notice that I intend to end their lease. ...that means [...]

My worth is more than $0

Y'all ever had that feeling where every time you make a little bit of progress, you take one giant step backward?     That's been me financially for the last year. When I last wrote you all (in October 2018...it's been a while, hasn't it?), I was home from my month long vacation, just starting [...]

I won’t be buying you a gift this year.

We will not be participating in the holiday spending frenzy this year, and truthfully... idgaf if anyone judges me for it. I really don't.   Here's a breakdown on how Christmas has intersected with my financial stability (and financial instability) over the last 5 years, and why we aren't participating.   They say that a photo [...]

What happens when your partner earns more money than you…and makes it known?

If you've followed my recent blog posts, you know that I lost my job a couple of months ago. Although I was quiet about it at first, I am being public about it now...because it's a learning experience in my financial resilience and independence. The sudden drop of income has brought new challenges to my [...]