One thing I’ve learned over my time is that there is SO much more to personal finance than simply saying “cut your spending/invest/save money”. Before savings, Jay and I live off less than $45,000 per year. That’s $10.81 per hour, per person. We work to minimize our expenses, but at a certain point… you hit [...]
Yes, my husband and I have talked about divorce. One of the primary pillars in our marriage is transparency. Not the "lol i'll tell you anything" but rather, serious and raw transparency, and no topic is off limits. I lovingly refer to it as "spousal privilege" -- giving him the first right to know something...because [...]
When Jay and I were newly dating and neither of us had any cash, nor any credit, but we were in need of a second car... we were at a crossroads and we had to do something. Here's my crash course on finance/lending that turned our situation around.
Let’s stop feeling broke in 2020, mkay? If you’re off work or just hanging out between Xmas and NYE, then use this weekend to sit down and think things through. Here’s some things I’ve created a plan to save for in the new year. -Christmas: I’m putting $60 a month aside for holiday spending again [...]
When I started paying off my 50k of debt, our net salary was 43k per year. Don’t act like you can’t pay off debt because you’re not rich. Start today, and start here.
Get organized in 2020. Here’s how I deposit and manage my paychecks every single week.
Everybody tells you "don't quit your job until you have another one lined up"....however, even if you're NOT currently job hunting, you should still be looking for jobs. Why? There's many reasons...here's three: 1. Complacency: At the end of the day, you work for a paycheck and the employer gives you a job because they [...]