Even if you’re not job hunting, you should be.

Everybody tells you "don't quit your job until you have another one lined up"....however, even if you're NOT currently job hunting, you should still be looking for jobs. Why? There's many reasons...here's three: 1. Complacency: At the end of the day, you work for a paycheck and the employer gives you a job because they [...]

Tip: Let’s stop thinking about cars and cell phones in “monthly payments” in 2020 and watch your budget improve instantly.

When I started http://www.theadrianhall.com in 2016, it was a space for me to admit that I was struggling financially while making a plan to unbury myself. I was done working 40+ hours a week but constantly feeling broke. I was done acting like I had it all together... I wanted to actually GET it together. [...]

Tip: Teach. Your. Children. About. Money. 👏🏾

Money isn’t taboo. The only thing that’s taboo is how we talk about it. Trust me... your child will listen if you actually engage them in (age appropriate) finance conversations, and they will grow up to be more financially savvy if you do. 1. Set an example. If you’re slapping down your credit card every [...]

What The Sims taught me about making money.

Around the age of 9 years old, I stumbled across what would arguably the strongest addiction I have ever had: The Sims. Fifteen years later, I realized a pattern that each of my sim families always shared: Money, and loneliness. Here's the financial lessons I learned from my favorite video game of all time. At [...]

Tip: Put your savings account on your budget.

#FinanceFriday On my budget, I’ve got my mortgage, utility bills, and groceries spelled out each week. I also have: -Rainy Day Fund -Holiday/Gift spending -Dog’s savings (vet bills) -Annuals (car tags, Costco, Amazon prime) Why? Because if I’m serious enough about paying my mortgage payment on time, I need to be serious about my paying [...]

Tip: Did you know that Overdraft Protection is optional?

Your bank or credit union cannot charge you fees for overdrafts on ATM and most debit card transactions unless you have agreed (“opted in”) to these fees. However, whether or not you opt in, you may still be charged fees for overdrafts on checks or ACH (automated clearing house = reoccurring) transactions. Did you know [...]

So, my dad died…right?

On July 28th, he came over to my house and had dinner with us. The very next day, I got a call saying that my mother found him on the floor at home and he was being rushed to the emergency room. We found out that he suffered a devastating brain stroke. On August 1, [...]