PSA: Don’t fall for those ”sexy” investing articles. It is entertainment, not investment advice.

Blockbuster and Netflix.Any stockholder and Apple.That one guy and Bitcoin.Like… what’s the actual point, here? There’s a LOT of sensationalism in investing and personal finance because it’s sexy to win and shameful to lose…but have you asked yourself if all this noise is purposeful?Blockbuster would have taken a huge gamble to buy Netflix because the [...]

How I turned auto loan "denials" into "approved" without a down payment.

When Jay and I were newly dating and neither of us had any cash, nor any credit, but we were in need of a second car... we were at a crossroads and we had to do something. Here's my crash course on finance/lending that turned our situation around.

Here’s 5 ways that I plan to save my money in 2020

Let’s stop feeling broke in 2020, mkay? If you’re off work or just hanging out between Xmas and NYE, then use this weekend to sit down and think things through. Here’s some things I’ve created a plan to save for in the new year. -Christmas: I’m putting $60 a month aside for holiday spending again [...]

Even if you’re not job hunting, you should be.

Everybody tells you "don't quit your job until you have another one lined up"....however, even if you're NOT currently job hunting, you should still be looking for jobs. Why? There's many reasons...here's three: 1. Complacency: At the end of the day, you work for a paycheck and the employer gives you a job because they [...]

I won’t be buying you a gift this year.

We will not be participating in the holiday spending frenzy this year, and truthfully... idgaf if anyone judges me for it. I really don't.   Here's a breakdown on how Christmas has intersected with my financial stability (and financial instability) over the last 5 years, and why we aren't participating.   They say that a photo [...]

What happens when your partner earns more money than you…and makes it known?

If you've followed my recent blog posts, you know that I lost my job a couple of months ago. Although I was quiet about it at first, I am being public about it now...because it's a learning experience in my financial resilience and independence. The sudden drop of income has brought new challenges to my [...]

Why you shouldn't count on the economy to make you rich.

Unemployment is historically low. The stock market is producing unprecedented returns. Banks are paying out great interest rates. Income taxes are reduced.   That's great, but why are we all still broke?   Here's the lessons you need today to prosper tomorrow. My parents grew up poor. I do not write about other people's stories [...]