I won’t be buying you a gift this year.

We will not be participating in the holiday spending frenzy this year, and truthfully... idgaf if anyone judges me for it. I really don't.   Here's a breakdown on how Christmas has intersected with my financial stability (and financial instability) over the last 5 years, and why we aren't participating.   They say that a photo [...]

What happens when your partner earns more money than you…and makes it known?

If you've followed my recent blog posts, you know that I lost my job a couple of months ago. Although I was quiet about it at first, I am being public about it now...because it's a learning experience in my financial resilience and independence. The sudden drop of income has brought new challenges to my [...]

Today’s Economy Kills Tomorrow’s Fortunes

Unemployment is historically low. The stock market is producing unprecedented returns. Banks are paying out great interest rates. Income taxes are reduced.   That's great, but why are we all still broke?   Here's the lessons you need today to prosper tomorrow. My parents grew up poor. I do not write about other people's stories [...]

Living Frugal & Boujee

Here's 16 things that I do every day to save money while always getting quality stuff/experiences.   Disclaimer: I linked a few outside businesses and products. My blog receives zero sponsorship from anyone, so these are not paid endorsements. Click on the links...don't click on the links. I don't care. If you are a rep [...]

7 Steps To Buying Your First House

A majority of Americans want to buy a house someday. But how can you pull that off with our stagnant wages and student loan debt? Here's the 7 crucial steps you must do to qualify to buy a house.   Disclosure: Yes, I am a mortgage lender. No, I am not writing on behalf of [...]

0% Interest = Same As Debt

This morning, I was standing at my favorite hardware store buying paint and happened to overhear their morning staff meeting. One of the items that they focused on was encouraging their staff to promote the store's credit cards for their Fourth of July sales that are about to begin. I screamed inside. Do you know how [...]

Money Corner – #2 – Boost your credit & make bills easier.

I have been tasked with writing brief financial education articles for my 9-5 job’s monthly newsletter. Here’s my latest article highlighting some actionable and easy to do tips to get started with your journey towards financial freedom. Enjoy!   Want to boost your credit score, and make paying bills easier at the same time?   [...]