What I learned by moving from my home of 5 years.

"If you fail to plan... then plan to fail." Growing up, my mother used to tell me that. Success in life is granted to those who plan ahead. Even if you don't entirely know where you're going--always be aware of where you don't want to be. Around January of 2018, the finish line of our [...]

Am I debt free yet?

My debt free journey is nearly over. In an unexpected move, my debt free journey is ending without paying off my car. Here’s why. In 2016, I assessed my financial situation and realized that I was making it by…but not really. I own a three bedroom with an actual yard in a strong school district. [...]

“Poor” Does Not Discriminate

From the years 2009 through 2011, I was in an abusive relationship, and I learned one crucial lesson that has affected every financial decision that I've made since: I learned what it was like to be poor.Not “I’m barely making my payments” poor, but rather having to choose between two things that I NEED because [...]

Give STUFF on Christmas Day 🎶

When did the holidays become so “stuff” driven? Like, seriously. Why is there so much pressure to buy the perfect gift? I'm not a fan. Here's what i'm doing instead. I could talk about “how we got here” but I don’t have any plans of turning my personal finance blog into the center for religious [...]

Year Two: How much I paid off in 2017.

As the year 2018 approaches, it’s time to recap what kind of financial progress I made in 2017.   Spoiler: It was a good year to be my financial plan. #SorryNotSorry   For those of you who joined my journey this year, I started working to get out of debt in October of 2016 after [...]

Cell Phone Payment Plans Are Awful.

Remember the days when you could drive down to your local cell phone store, flip open a few phones, play with features, and walk out with a FREE cell phone? I do. And after this year, I miss them. Here's our story on how a bucket of clams cost us hundreds of dollars, what we [...]

That moment when bae wants a new car, but you wanna be #debtfree.

Recently, my husband came to me asking for my blessing to sell his (perfectly fine) car and buy a new one. That meant getting deeper into debt after a full year of sacrifice to become debt free. Before I responded to him, I considered the only rational option: Packing up the dog and fleeing in [...]