“I just want you to know I’m obsessed with your finance advice. You have single handedly helped me lower my monthly expenses by hundreds and increase my credit score with all three credit bureaus almost 100 points since January of this year! I’m hoping soon I’ll have my student loans paid off on top of paying for my new classes out of pocket. Thank you again and again and again!”

“Your blog has really improved my finances. I’ve caught up on everything and the multiple bank account tip has helped me start saving $400 a month! I am no longer living paycheck to paycheck! I still live like I’m poor, but knowing I’m not is what’s important! We are even going on a vacation this year. We have never had a family vacation.”

“With the help of this blog and a little sacrifice and perseverance I am happy to say, I was able to qualify for a car loan, which built up my credit to a point that I could secure a credit card a year later to continue my upward trend. I’m working out a budget that will help me save more money for an emergency fund and for a Christmas fund. I can feel a goal that felt so far away finally in my reach. I don’t fear my budget or my bills anymore.”