Man Vs Applying For A Loan

When you apply for a loan, what does the loan officer look at before approving or rejecting your application? Here's the inside scoop on what matters to your lender.   Whenever you apply for a loan, your financial institution will evaluate your loan application, decide if you're going to be a good or bad risk, and make [...]

Man Vs 1 Down!

So... you have, or are about to, pay off your credit card. What happens now? Pay off other debts. If you owe on your car, student loans, mortgage, or whatever... keep the momentum going! The best part is that you've just freed up some cash to pay them off. Prioritize your loans according from highest [...]

Man Vs New Years Resolutions

What are you doing to improve your finances and stop being broke this year?   What COULD you be doing?     The only thing stopping you is...YOU.   Here's some things you should be doing this year: Build that dang budget, already! Seriously. A budget is the single strongest tool, and one of the [...]

Man Vs His Debt Payoff Mistakes

This month, I realized that I was making a HUGE mistake with my credit card debt, and it's time to admit it. Mr Krabs works for my credit card issuer, apparently. The average American household has about $13,000 in credit card debt, so my balance (about $4,000 at its max) is well below national average. However, [...]

Man Vs Credit Inquiries

How does it affect your score? How many times is too many? Who cares? If you've had any doubt on this topic... get ready to have your questions answered.   Let's have a Q & A on running your credit report.   Q: What is this "credit inquiry" that you speak of? A: Credit check. [...]

Man Vs Card Fraud

You have heard about credit and debit card fraud. What do you do if you're a victim? How did it even happen? I've got the answer. Disclaimer: This blog is Man Vs Cash. That means all things cash. Saving it, building it, paying it off, and protecting it. Today's entry will focus on the latter part. [...]

Woman Vs Plastic

We have Missy, credit underwriter, weighing in on the truth behind using credit cards to establish and build credit. Credit Cards. Extremely useful tool towards building great credit? Or a plastic minion that ties your soul directly to the devil? Something that I wish I were told when I got my first credit card… DON'T APPLY [...]