#IWokeUpLikeThis and decided to change my life.

I am going to be 31 years old own my home outright. On the outside, i'm feeling like Beyonce. But on the inside... ...i'm feeling alone. But seriously. I am feeling alone here. One year ago I decided that it was time to get serious about my money. I lost count of how many times [...]

Man Vs Applying For A Loan

When you apply for a loan, what does the loan officer look at before approving or rejecting your application? Here's the inside scoop on what matters to your lender.   Whenever you apply for a loan, your financial institution will evaluate your loan application, decide if you're going to be a good or bad risk, and make [...]

Man Vs 1 Down!

So... you have, or are about to, pay off your credit card. What happens now? Pay off other debts. If you owe on your car, student loans, mortgage, or whatever... keep the momentum going! The best part is that you've just freed up some cash to pay them off. Prioritize your loans according from highest [...]

Man Vs Credit Reports & Scores

  I don't care about my credit score.  You shouldn't either. Why? Find out here...   Everybody holds their cash close and their credit score closer.   Not me. I don't really care what my credit score is. I do, however, pay close attention to my credit report. You should too.   What's the difference? Credit [...]

Man Vs New Years Resolutions

What are you doing to improve your finances and stop being broke this year?   What COULD you be doing?     The only thing stopping you is...YOU.   Here's some things you should be doing this year: Build that dang budget, already! Seriously. A budget is the single strongest tool, and one of the [...]

Recovering From a “Recovery”

You were doing fine. The monthly payment was affordable and the bills were being paid on your car (or house, furniture, whatever). Then life happens and you are forced to choose: Food, or Ford? Here comes the tow-truck, and off goes the car. What do you do if you think you think that you may [...]

Quick Tips = Debt Free

Why wait for New Years to do something about your debt? We are throwing a few quick tips your way to help pay off those bills NOW! Use the Debt Avalanche We covered this cheatsheet to debt-free life in THIS post. In a summary, you prioritize your highest interest rate debt first...and you pay it as heavy as [...]