Man Vs 1 Down!

So... you have, or are about to, pay off your credit card. What happens now? Pay off other debts. If you owe on your car, student loans, mortgage, or whatever... keep the momentum going! The best part is that you've just freed up some cash to pay them off. Prioritize your loans according from highest [...]

Man Vs Paying Off My Mortgage

I promised you that I would pay off my mortgage in 6 years. I lied. Here’s what happened, and here's what will change.   The day before our vacation this past December, we had to replace our refrigerator. The very next day after we got back home, my husband had four wisdom teeth extracted. To add [...]

Man Vs New Years Resolutions

What are you doing to improve your finances and stop being broke this year?   What COULD you be doing?     The only thing stopping you is...YOU.   Here's some things you should be doing this year: Build that dang budget, already! Seriously. A budget is the single strongest tool, and one of the [...]

Man Vs Rainy Day Funds

I've been insisting that you save at least $1,000 for emergencies....but does this apply to you? Apparently I missed the memo where unexpected events never happens to you, Ms Clio. If you're not a psychic or any other future-telling entity, Here's why you need to save a Rainy Day Fund, and how to do it... Have [...]